Utilizing “E-Cooperative” Financial Technology For Business Sustainability

Authors

Rima Elya Dasuki Universitas koperasi Indonesia
Muhammad Khairil Bustaman Sekolah Manajemen Bisnis ITB

DOI:

https://doi.org/10.32670/coopetition.v15i1.4221

Keywords:

financial technology, business performance, business sustainability

Abstract

The COVID-19 pandemic has had an impact on cooperative business activities. Business management models and mass marketing and direct selling are difficult to implement because of the high risk of spreading COVID-19 through direct interaction. Therefore, innovative efforts are needed so that the cooperative's business is running well so that the sustainability of the cooperative's business is maintained. Utilization of information technology is an alternative to solve the problem impact of the COVID-19 pandemic through the development of e-cooperatives, which are information technology-based media to facilitate virtual cooperative business management. E-cooperative is an alternative that allows the management of cooperatives with less contact. The stages of development are carried out through; identification of requirements/requirements definition, system and software design, implementation and unit testing, integration and system testing, operation and maintenance. The implementation of the e_cooperative application is expected to help manage cooperatives effectively and efficiently and facilitate cooperative management so that it has a positive impact on the business development of members, so that cooperatives and their members can remain productive and carry out economic activities during the COVID-19 pandemic by running a less contact economy. This paper is an introductory paper that forms the basis for research preparation so that research is carried out systematically

Downloads

Download data is not yet available.

References

Abdallah, A. A. N., & Ismail, A. K. (2017). Corporate governance practices, ownership structure, and corporate performance in the GCC countries. Journal of International Financial Markets, Institutions and Money. https://doi.org/10.1016/j.intfin.2016.08.004

Agus Muhammad Ramdani,2019,Implementasi Financial Technologi Dalam Upaya Meningkatkan Kualitas Sistem Informasi Manajemen Pada Koperasi –Bandung

Aufa, M. F., Hernowo, W. S., & Musjtari, D. N. (2021). Dynamics of Sharia Cooperative Regulation in Indonesia. Lambung Mangkurat Law Journal, 6(2), 224–235. https://doi.org/10.32801/lamlaj.v6i2.261

Dasuki, R. E. (2018). Kinerja Usaha Koperasi Melalui Pendekatan Tingkat Kesehatan Kaitannya Dengan Penciptaan Value Of Firm. 1(1), 41–56. http://garuda.ristekdikti.go.id/journal/article/806191

Dasuki, R. E., Setiajatnika, E., & Mulyana, I. (2016). Estimated financial performance model based on scale business cooperative (Study in cooperatives in West Java). Risk Governance and Control: Financial Markets and Institutions, 6(4Continued1), 124–131. https://doi.org/10.22495/rcgv6i4c1art2

Fernandez-Guadaño, J., Lopez-Millan, M., & Sarria-Pedroza, J. (2020). Cooperative entrepreneurship model for sustainable development. Sustainability (Switzerland), 12(13). https://doi.org/10.3390/su12135462

Gupta, N., & Mirchandani, A. (2020). Corporate governance and performance of microfinance institutions: recent global evidences. Journal of Management and Governance, 24(2), 307–326. https://doi.org/10.1007/s10997-018-9446-4

Ippolito, A. (2009). Creating value in multiple cooperative relationships. International Journal of Quality and Service Sciences, 1(3), 255–270. https://doi.org/10.1108/17566690911004195

Issn 2715-2030. (2019). International Conference on Social Science, August, 315–326.

Jalba, L. G. (2013). The Conception and Design of a Marketing Demand and Supply of the Accounting Information. The Bookkeeping and the Accounting Services in the Marketing Services’ Process. Knowledge Horizons. Economics, 5(1), 82–86. https://libproxy.library.unt.edu/login?url=https://search.proquest.com/docview/1520561787?accountid=7113%0Ahttp://dq4wu5nl3d.search.serialssolutions.com?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/f

Lipowski, M., & Bondos, I. (2018). The influence of perceived media richness of marketing channels on online channel usage: Intergenerational differences. Baltic Journal of Management, 13(2), 169–190. https://doi.org/10.1108/BJM-04-2017-0127

Md Husin, M., & Haron, R. (2020). Micro, small and medium enterprises’ competitiveness and micro-takāful adoption. ISRA International Journal of Islamic Finance, 12(3), 367–380. https://doi.org/10.1108/IJIF-03-2019-0038

Muneeza, A., & Hassan, R. (2014). Shari’ah corporate governance: The need for a special governance code. Corporate Governance (Bingley). https://doi.org/10.1108/CG-02-2011-0015

Nkote, I. N., & Wakaisuka-Isingoma, J. (2017). Cooperative governance and social performance of cooperative societies. Cogent Business and Management. https://doi.org/10.1080/23311975.2017.1284391

Portillo-Tarragona, P., Scarpellini, S., Moneva, J. M., Valero-Gil, J., & Aranda-Usón, A. (2018). Classification and measurement of the firms’ resources and capabilities applied to eco-innovation projects from a resource-based view perspective. Sustainability (Switzerland), 10(9). https://doi.org/10.3390/su10093161

presman. (2015). Pressman. Dasar Teori Metode Waterfall. Universitas Bina Sarana Informatika.

Runyan, R. C., Huddleston, P., & Swinney, J. L. (2007). A resource-based view of the small firm: Using a qualitative approach to uncover small firm resources. Qualitative Market Research, 10(4), 390–402. https://doi.org/10.1108/13522750710819720

SIA-SUGIYONO. (n.d.).

Tho’in, M. (2018). The Effect of Sharia Principles Application and Service Against Customer Satisfaction of Sharia Financial Services Cooperative In Central Java. International Journal of Economics, Business and Accounting Research (IJEBAR), 2(01). https://doi.org/10.29040/ijebar.v2i01.231

Wulandari, P., Kassim, S., Adhi Kasari Sulung, L., & Iwani Surya Putri, N. (2016). Unique aspects of the Islamic microfinance financing process: Experience of Baitul Maal Wa Tamwil in Indonesia. Humanomics, 32(3), 230–247. https://doi.org/10.1108/H-09-2014-0062

Zaigham, R., & Asghar, N. (2011). Sustainability of Microfinance Banks: A comparative Case study from Pakistan. Interdisciplinary Journal of Contemporary Research in Business.

Downloads

Published

2024-03-01

How to Cite

Elya Dasuki, R. ., & Khairil Bustaman, M. . (2024). Utilizing “E-Cooperative” Financial Technology For Business Sustainability. Coopetition : Jurnal Ilmiah Manajemen, 15(1), 1–8. https://doi.org/10.32670/coopetition.v15i1.4221