Coopetition : Jurnal Ilmiah Manajemen

Utilizing “E-Cooperative” Financial Technology For Business Sustainability

Rima Elya Dasuki — 2024-03-01

The COVID-19 pandemic has had an impact on cooperative business activities. Business management models and mass marketing and direct selling are difficult to implement because of the high risk of spreading COVID-19 through direct interaction. Therefore, innovative efforts are needed so that the cooperative's business is running well so that the sustainability of the cooperative's business is maintained. Utilization of information technology is an alternative to solve the problem impact of the COVID-19 pandemic through the development of e-cooperatives, which are information technology-based media to facilitate virtual cooperative business management. E-cooperative is an alternative that allows the management of cooperatives with less contact. The stages of development are carried out through; identification of requirements/requirements definition, system and software design, implementation and unit testing, integration and system testing, operation and maintenance. The implementation of the e_cooperative application is expected to help manage cooperatives effectively and efficiently and facilitate cooperative management so that it has a positive impact on the business development of members, so that cooperatives and their members can remain productive and carry out economic activities during the COVID-19 pandemic by running a less contact economy. This paper is an introductory paper that forms the basis for research preparation so that research is carried out systematically

Optimizing Selling Prices for MSME Products Through Analysis of Determining the Cost of Good Manufactured

Eldina Ayu Trisnawati — 2024-03-01

COGS is very important in determining the selling price of a product. The aim of this research is to compare the calculation of the COGS between methods variable costing with method full costing based on market prices as the basis for determining product selling prices. The object of this research is the Traditional Herbal Medicine MSMEs Ibu Mani Pamekasan. The method used is a case study with direct observation. Data analysis techniques using variable costing and full costing. The results of the research, namely in calculating the cost of production, show that the method full costing has a higher nominal figure than the method variable costing so that if the object of the research wants long-term profits then use the calculation of the cost of production using the method full costing because of the method full costing takes into account all elements of production costs both fixed and variable. The results of this research are useful for MSMEs in maximizing their profits.

Analisis Perbandingan Rasio Keuangan PT. XL Axiata Tbk dan PT. INDOSAT Tbk pada Periode 2021-2022

Julinha Betty Guterres Riu — 2024-03-01

ABSTRACT

Analyzing financial ratios, namely to find out the extent to which the company has succeeded in managing its financial resources and achieving financial goals. The aim of this research is to analyze the calculation of financial ratios and analysis of each financial ratio. Financial reports in a company will reflect transparency and accountability within the company towards stakeholders. Companies or organizations usually prepare financial reports to provide information about financial performance to stakeholders such as owners, investors, employees, creditors and other related parties. The method used is the Financial Ratio calculation method which includes liquidity ratios, solvency ratios and profitability ratios. Examples include the current ratio, quick ratio, debt to equity ratio, net profit to sales ratio, and so on. The results of the Liquidity Ratio Analysis for 2021 to 2022 show that the condition of PT. XL Axiata Tbk. In a liquid state, it means that the company is able to meet its current debts. Asset management ratio (Activity Ratio) PT. XL Axiata Tbk. Shows a fairly good ratio value. PT's solvency ratio. XL Axiata Tbk. Overall, it appears that there has been an increase, and this shows that the level of the company's ability to guarantee its debts is considered quite good. Profitability ratio of PT. XL Axiata Tbk. From 2021 to 2022 there will be an increase.

Analisis Tingkat Efisiensi Saluran Distribusi Komoditi Bawang Merah di Kabupaten Bandung

Nanik Risnawati — 2024-03-01

This research aims to address the challenges faced by shallot farmers in distributing their produce. A preliminary survey conducted in the field revealed a significant price gap between the farm and consumer levels, ranging from Rp.2,000 to Rp.4,000 per kg. Thus, the objective of this study is to identify the distribution channels for shallots in Cimaung Subdistrict, assess the efficiency levels and farmers' income across various channels, and recommend strategies for farmers to enhance their income. The research method employed is a case study with a sample size of 35 shallot farmers. The farmers were selected from the population using incidental sampling techniques. Snowball sampling was used to identify the institutions involved in the shallot distribution channel in Cimaung District. The study found that there are six type distribution channels in Cimaung Subdistrict, involving three distribution institutions: intermediary traders, wholesalers, and retailers. The type VI distribution channel was found to have the smallest efficiency value at 3.1%, while the type V distribution channel had the largest farmer share at 92.64%. (3) Farmers who use type VI distribution channels with a selling price of Rp.30,000/kg and type IV distribution channels with a price of Rp.29,167/kg obtain the highest income. (4) The following section discusses the factors that contribute to income growth.

Analisis Struktur Modal Kaitannya dengan Manfaat Ekonomi Langsung Pada Koperasi X

Mohammad Fahreza — 2024-03-01

In practice, cooperatives are institutions that are not only profit or profit oriented profit oriented but also on service or service oriented. One cooperative that is oriented towards these two aspects is Cooperative X, where this cooperative is a cooperative multipurpose which in carrying out its business activities has several business units to support or serve the needs of its members. With the existence of several business units to support members' needs, of course Cooperative X needs to serve its members well. One of them is by providing price benefits, both selling prices and purchasing prices, to members of the cooperative. Where the intended benefits are better known as direct economic benefits. The rise and fall of economic benefits is directly related to the management of the cooperative's capital structure which will later finance the cooperative's business activities. The aim of this research is to obtain an overview of the relationship between capital structure and direct economic benefits. The method used in this research is a case study and analyzed using descriptive analysis. The results of this research show that there is a negative relationship between capital structure and direct economic benefits, which means that when the capital structure of a cooperative decreases, direct economic benefits will increase. This can be seen from the development of the capital structure and direct economic benefits in 2022. Based on this, it can be concluded that in carrying out its business activities, Cooperative X has managed or used its loan capital well.

Kajian Strategi Restrukturisasi Kredit Usaha Rakyat dalam Mengatasi Loan At Risk (LAR)

Lely Savitri Dewi — 2024-03-01

The problem that is often faced by the banking world in general is the problem of problematic credit. The same thing happened to Bank BRI. The consequences of these problematic loans can increase the NPL level which will impact the bank's health if not handled quickly and appropriately. So in this case the bank uses credit restructuring by referring to the Loan At Risk (LAR) financial ratio as a restructuring strategy. The same thing happened to Bank BRI, where the factor that led to the implementation of the restructuring policy was because in 2019 the Covid-19 pandemic occurred which resulted in many customers being affected and unable to repay their credit on time. The consequences of these problematic loans can increase the NPL level which will impact the bank's health if not handled quickly and appropriately. So in this case the bank uses credit restructuring as a strategy to reduce non-performing loans. This type of research is qualitative descriptive analysis. Research data was collected using interviews, observation, documentation, and questionnaires. The benefits of research can be used to develop knowledge in the field of financial institutions, especially regarding the implementation of restructuring strategies in overcoming Loan At Risk (LAR). From the implementation of credit restructuring carried out by BRI Bank, it can be concluded that the implementation of credit restructuring as a strategy for reducing problem loans has been carried out effectively in accordance with the procedures and policies that have been determined by the bank's internal and banking regulations. This effectiveness can be proven by the decreasing percentage of LAR levels every year.

Pengaruh Lingkungan Kerja, Kompensasi dan Kepuasan Kerja Terhadap Motivasi Kerja Karyawan Browny Persian Petshop-Yogyakarta

Ulul Azmi — 2024-03-01

Human Resources (HR) is the planner, mobilizer, and controller of the entire company. Therefore, the management, empowerment and welfare of employees need to be considered. HR can work effectively and efficiently, one of the factors is the state of a conducive and adequate work environment. In addition, quality compensation plays an important role in employee motivation. The purpose of this study is to analyze the effect of Work Environment, Compensation and Job Satisfaction on Work Motivation. The population in this study was 30 employees of Browny Persian Petshop Yogyakarta who were also respondents as a whole. Quantitative data were obtained through the distribution of questionnaires, using the Likert scale method. Furthermore, the collected data is analyzed using the SPSS program. The results of this study prove that these three variables have no effect on the work motivation of Petshop Browny Persian employees. But simultaneously the Work Environment, Compensation and Job Satisfaction have a significant positive effect on work motivation. The results of this analysis have implications for Browny Persian Petshop's managerial, related to the need to take measurable actions to increase employee motivation through proper management of the Work Environment, Compensation and Job Satisfaction.

Pengaruh Karakterisik Bank Terhadap Capital Adequacy Ratio

Endang Ruchiyat — 2024-03-01

Capital adequacy is an important part of a company's financial performance, because achieving an optimal capital adequacy ratio (CAR) indicates that the company has sufficient capital to fund each of its operations. Sufficient capital allows the company to easily innovate, so that it can develop the company's productivity. Interestingly, CAR is influenced by various factors, so it is necessary to study academically the factors that influence CAR. The purpose of this study is to determine the factors that influence CAR. This study uses a quantitative approach with empirical methods using Bank BTN data for the 2010-2020 period. The results show that this model contributes 81% to changes in CAR, partially showing that ROA has a negative effect on CAR, meaning that the lower the ROA, the higher the CAR, LDR has a negative effect on CAR, meaning that the lower the LDR, the higher the CAR, and the NPL has an effect negative to CAR means that the lower the NPL, the higher the CAR. This indicates that increases or decreases in ROA, LDR, and NPL have an impact on changes in CAR at Bank BTN.

Analisis Nilai Tambah Pengolahan Susu Sapi Dalam Upaya Meningkatkan Pendapatan Koperasi

Nurhayat Indra — 2024-03-01

Koperasi Peternakan Bandung Selatan (KPBS) Pangalengan has a business unit, namely PT.SKP which is a cow's milk processing industry to provide added value to milk to generate income and provide economic benefits to members. This study aims to find out: (1) how much added value of milk processing, (2) the income and cost efficiency of the cow's milk processing business, and (3) how far the added value from the processing of cow's milk in the PT. SKP business units can increase income and provide economic benefits for the members. The method is case study uses descriptive and analytic analysis, with purposive sampling. Data collected by interviews, observation and documentation. Data analysis uses added value analysis using the Hayami method and analysis of income and cost efficiency. The results are: (1). The added value of processing cow's milk into pasteurized milk was IDR 4,800 per liter or 31.37%, for yogurt it was IDR 8,500 per liter or 37.78%, while mozzarella cheese was IDR 1,200 per liter or 15%; (2) Income from processing cow's milk, in one production for pasteurized milk products is IDR 18,913,646 with an R/C ratio of 1.6, for yogurt products IDR. 9,719,346 with an R/C ratio of 1.9 while for mozzarella cheese products Rp.4,288,346 a ratio of 1.1; (3) The added value in the processing of cow's milk, the cooperative can increase its income from the provision of income from the PT.SKP business unit given to KPBS in the form of cooperation so that KPBS can provide economic benefits for members consisting of Direct Economic Benefits and Indirect Economy Benefit for cooperative members.

Pengaruh Motivasi Kerja dan Kompetensi Terhadap Kinerja Pegawai Pada Dinas Perumahan dan Kawasan Permukiman Provinsi Sumatera Selatan

I Komang Gane Arinata — 2024-03-01

The formulation of the problem in this study is that there is a phenomenon that occurs in the field that the housing and settlement area services of South Sumatra Province have problems such as minimal employee motivation due to demands to fulfill their rights and obligations as state civil servants, as well as a decreased level of enthusiasm so that it becomes an obstacle for the realization of the performance process in completing the work given. This study aims to determine the motivation and competence of the employees of the Department of Housing and Residential Areas of South Sumatra Province. Sampling of 53 respondents in this study using simple random sampling technique. The data analysis technique used multiple linear analysis with the help of the IBM SPSS 22 program. The results obtained both partially and simultaneously that work motivation and competence have a positive and significant effect on employee performance in the Housing and Settlement Area Office of South Sumatra Province.

Peluang Dan Tantangan Ekonomi Bisnis Dan Kesehatan Di Era Society 5.0

Siti Rosmayati — 2024-03-01

Artikel ini merupakan hasil seminar nasional ekonomi bisnis pada tanggal 11 Desember 2023 di Politeknik Piksi Ganesha sehingga penulis mengembangkan dalam sebuah jurnal, evolusi peradaban manusia dari Revolusi Neolithik hingga era digital, dengan fokus pada dampaknya terhadap ekonomi, bisnis, dan kesehatan. Menggunakan metode studi dokumentasi, penelitian ini bertujuan untuk memahami perubahan mendasar dalam cara kita bekerja, berbisnis, dan merawat kesehatan seiring berjalannya waktu. Proses penelitian melibatkan identifikasi tujuan penelitian yang melandasi eksplorasi tentang Revolusi Industri dan struktural Masyarakat 5.0. Dokumen-dokumen terkait, seperti laporan penelitian, kebijakan pemerintah, dan artikel ilmiah, diidentifikasi, dikumpulkan, dan dievaluasi untuk mendukung analisis dan interpretasi. Hasil penelitian menyoroti pentingnya inovasi teknologi, digitalisasi bisnis, pembangunan kota cerdas, dan pelayanan kesehatan terkoneksi dalam era Society 5.0. Namun, bersamaan dengan peluang, penelitian ini juga menekankan tantangan, termasuk ketidaksetaraan akses, keamanan siber, dan pergeseran struktur pekerjaan. Dengan memberikan saran untuk meningkatkan akses, mengatasi tantangan keamanan siber, dan mendukung pendidikan dan pelatihan keterampilan, penelitian ini menggarisbawahi upaya yang dapat diambil untuk mengoptimalkan dampak positif teknologi. Fokus pada aspek etika, kolaborasi lintas sektor, dan keberlanjutan menjadi kunci dalam merancang masa depan yang inklusif dan berkelanjutan di era digital ini. Dengan menggabungkan pendekatan holistik ini, diharapkan kita dapat menghadapi masa depan dengan bijaksana, meminimalkan risiko, dan meraih manfaat maksimal dari revolusi teknologi yang terus berkembang

Role Ambigiguity Terhadap Work Female Employee Melalui Job Stress Sebagai Variabel Intervening

Nita Hernita — 2024-03-01

Covid-19 delivers change in a way comprehensive including sector economy . Indonesia experienced change significant . Current company this and rapid development _ demand Woman For take switch in develop career work , and even there is something to be leader organization . Different with the past placing perception Woman considered low and inclined experience discrimination in career and work . Opt-in Woman in Work bring negative consequences resulting from conflict role . Study This aim For know about connection between role ambiguity and Work Female Employee which is moderated by job stress . The analytical method used is multiple linear regression with the SPSS 21 program. Research sample Female employees in the district Majalengka , numbering 100 employees . The result role ambiguity influences negative towards Work Female Employees, Job stress influential negative in connection between role ambiguity and the next Work Female Employee Can made material study For study about Working Female Employees .

Pengaruh Pelatihan Dan Disiplin Kerja Terhadap Kinerja Pegawai Studi Kasus Pada Dinas Pariwisata Dan Kebudayaan Kabupaten Garut

Paroli — 2024-03-02

This research aims to evaluate the influence of training and work discipline on employee performance at the Garut Regency Tourism and Culture Office. Quantitative methods with descriptive and associative approaches were used in this research. The population involved all Civil Servants as Executives in the Service, with a saturated sample of 35 people. Data was collected through a validated and reliable questionnaire, then analyzed using multiple correlation and F test in the SPSS 28 for Windows program. The research results show that training has a positive and significant effect on employee performance (t = 3.141, p < 0.05). Likewise, work discipline has a positive and significant influence on employee performance (t = 3.420, p < 0.05). Simultaneously, training and work discipline simultaneously have a positive and significant effect on employee performance (fcount = 32.620, p < 0.05). The conclusion of this research shows that investment in training and application of work discipline can positively improve employee performance at the Garut Regency Tourism and Culture Office. These findings provide a basis for developing more effective Human Resources management policies to support the achievement of optimal performance in the context of local government agencies..

Analisis Perbandingan Ekuitas Merek Skincare AB dan XY

Fatizah Amanda — 2024-03-02

Skincare is a product that is in great demand by the public. Because skin and facial care is very important to look better, many skincare companies are competing to market their products by offering various types of skincare with various brands. AB and XY are two skincare brands that are in demand by the public because of their affordable prices. AB and XY must be able to maintain brand equity. The purpose of this study is to understand the comparison in brand equity between two skincare products, namely AB and XY, through four key aspects of brand equity, including brand awareness, brand loyalty, brand association, and perceived quality. Data was collected using questionnaires distributed to 163 respondents who use AB and XY products. This research approach is a quantitative descriptive method, used to identify comparisons in brand equity through the four dimensions that have been mentioned. Data analysis was conducted using Kolmogorov Smirnov Normality Test and Mann-Whiteny U-Test. The findings showed significant differences in the dimensions of brand awareness, brand loyalty, brand association, and perceived quality between AB and XY products.

Pemodelan Digital Hospital untuk Peningkatan Mutu Layanan Tenaga Medis RS Mutiara Hati

Wisam Rizqullah — 2024-03-04

Digital hospital is a leading concept that has been invested by developed countries in recent years. One of the hospitals that has started using the concept is Subang Mutiara Hati Hospital. The aim of this research to examine the digital hospital modeling implementation of improving the medical personnel quality services at Subang Mutiara Hati Hospital. This research used mixed methods with concurrent triangulation design consisting interview, observation, documentation & questionnaire technique. The samples were 46 informants & 46 respondents. The results showed that the digital hospital modeling at Subang Mutiara Hati Hospital had been running well & based on HIS (Hospital Information System) which consisted of non-medical & medical. HIMSS EMRAM digital hospital stage & criteria showed that Subang Mutiara Hati Hospital was appropriate at stage 1 with appropriate category (274), and was heading to stages 2, 3, and 4. Digital hospital modeling had improved the medical personnel services quality in all its dimensions which include: patient safety, effectiveness, patient-centeredness, punctuality, efficiency & equity with all categories were good score. In addition, digital hospital modeling provided many advantages, including paperless, faster service, providing convenience for medical personnel and patients, reducing human error, more secure data storage, accurate information & data.

Analisis Kebutuhan Pengembangan Kompetensi Pegawai Administrasi Umum Golongan II dan III Di Kabupaten Bandung

Cucu Supriyatna — 2024-04-01

Civil Servants (PNS) are still often associated with negative views such as corruption, collusion, nepotism, lack of discipline, lack of competence, lengthy bureaucracy and inefficiency. Several factors are thought to have an influence on the performance of civil servants, including education and training, discussing studies on the Analysis of Technical Human Resource Development for General Administration of Civil Servants Group II and III. The aim of increasing the competency of civil servants, especially groups II and III, is that they are able to carry out their duties professionally. The method used is mix methods. The approach applied is a descriptive approach, which aims to obtain an in-depth understanding of the qualitative and quantitative aspects of competency and the population consists of 85 Class II civil servants and 91 Class III employees. So, in total, there were 176 people who were respondents in the scale distribution. The results of the study show that 1) General Administration Competencies are required by class II and III civil servants regardless of educational background; 2) Class II civil servants must have 11 aspects of competency including main tasks, teamwork and communication; 3) Class III civil servants need to have 18 aspects of competency including duties, management, technology and conflict; 4) Competency measurement is carried out through self-assessment; 5) The majority of class II civil servants are quite competent but require improvement; 6) Training needs for class II civil servants including communication, problem solving and technical; 7) Development of class III civil servants including communication, decision making and technical matters; 8) Increasing the competency of class II civil servants through strategic planning monitoring, good working relationships and awards; 9) Increasing the competency of class III civil servants through strategic planning monitoring, problem handling and conflict resolution.

Membangun Fondasi Complementary Agenda Untuk Transformasi Digital Bisnis

Arip Hidayatullah — 2024-04-16

Digital innovation is fundamentally changing the business landscape, driving advances in products, processes and business models. It involves complex interactions between technological and social aspects, creating ambiguity between process and product. It is important to understand how digital innovation impacts business process management. This study uses a literature approach to explore the concepts of digital innovation and business process management. The research was conducted by analyzing related literature from various academic and professional sources, including scientific journals, books and industry publications. Digital innovation not only creates technological progress, but also changes social processes and organizational structures. This phenomenon can be seen in platforms such as Uber or DevOps, which show a close connection between product and process. Digital innovation also enables continuous evolution and improvement of products and processes over time. Business process management is becoming increasingly important in facing the challenges and opportunities brought by digital innovation. Agile and adaptive process management strategies are needed to cope with rapid changes in the digital business environment. From the literature analysis, it appears that integration between digital innovation and business process management is very important. To optimize the benefits of digital innovation, organizations need to adopt an agile and adaptive approach in their process management. This involves continuous adaptation to technological and social changes as well as increased collaboration between various functions within the organization. Suggestions for future research are to conduct more in-depth empirical studies to understand the concrete impact of digital innovation on business process management, as well as to develop a practical framework for applying process management principles in the context of digital innovation.