Peran Financial Technology Dalam Meningkatkan Literasi Keuangan Pada Generasi Z
DOI:
https://doi.org/10.32670/coopetition.v14i3.3850Keywords:
Financial Technology, Financial LiteracyAbstract
Technological progress is a new driver of economic growth, if it is related to the financial sector, financial technology has been able to become a new instrument with the hope of increasing financial growth. This research aims to determine the role of financial technology in increasing financial literacy in generation Z . This research uses a qualitative descriptive research method, research that includes an arrangement of interpretative techniques with understanding, not the frequency, of phenomena that often or rarely occur naturally in the social world. The research results show that all respondents know the term financial technology (fintech) and the fintech applications commonly used by generation z are Gopay, OVO, Shopee Pay, Dana. Regarding financial literacy, respondents are in the less literate category, only having limited knowledge about financial institutions, financial products and services. Special education is needed so that literacy regarding fintech and financial literacy continues to increase.
Downloads
References
Cooper. Donald dan Schindler (2017). “Metode Penelitian Bisnis” Edisi 12 Buku 1. Jakarta: Salemba Empat.
Elkunny Dovir Siratan & Temy Setiawan, (2021). Pengaruh Faktor Demografi dan Literasi Keuangan dengan Behavior Finance dalam Pengambilan Keputusan Investasi. Jurnal Bisnis dan Manajemen, Volume 11 (2), 237 – 248.
Faidah, Faridhatun. “Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Minat Investasi Mahasiswa.” Jabe (Journal Of Applied Business And Economic) 5, No. 3 (2019).
Hadad, Muliaman D. (2017). Financial Technology (FinTech) di Indonesia. Kuliah Umum FinTech, IBS, Jakarta.
Ibrahim, M. L., & Alqaydi, F. R. (2013). Financial literacy, personal financial attitude, and forms of personal debt among residents of the UAE. International Journal of Economic and Finance, 5 (7), 126–138.
Iksan, Chairul & Burhanuddin. Tingkat Pemahaman dan Minat Masyarakat dalam Penggunaan Fintech. Riset & Jurnal Akuntansi Vol. 3 Nomor 1 Februari (2019). Universitas Muhammadiyah Makassar.
INDEF. (2019). Studi Dampak Fintech P2P Lending terhadap Perekonomian Nasional. Retrieved January 5, (2021). from https://indef.or.id/source/research/Studi Dampak Fintech P2P Lending terhadap Perekonomian Nasional.pdf%0A%0A.
Keuangan, O. J. (2020). Statistik Fintech Indonesia. Retrieved December 28, 2020, from https://www.ojk.go.id/id/kanal/iknb/data-danstatistik/fintech/Default.aspx.
Krishna, A., Rofaida, R., & Sari, M. (2010). Analisis tingkat literasi keuangan di kalangan mahasiswa dan faktor-faktor yang mempengaruhinya. Proceedings of the 4th International Conference on Teacher Education; Join Conference UPI & UPSI Bandung, Indonesia.
Lorentino Togar Laut & Dinar Melani Hutajulu. (2019). “Kontribusi Financial Technology Dalam Meningkatkan Inklusi Keuangan Di Indonesia. Prosiding SEMINAR NASIONAL DAN CALL FOR PAPERS Fakultas Ekonomi Universitas Tidar, Magelang.
Maulida, R. (2019). Fintech: Pengertian, Jenis, Hingga Regulasinya di Indonesia. Retrieved from https://www.online-pajak.com/tentangpajak-pribadi/fintech.
Nizar, M. A. (2017). Teknologi Keuangan (Fintech) : Konsep dan Implementasinya di Indonesia. Retrieved January 5, 2021, from https://www.researchgate.net.
Putu Adriani Prayustika, I Gede Iwan Suryadi, I Wayan Edi Arsawan, dan I Made Widiantara (2020). Peran Financial Technology Dalam Meningkatkan Literasi Keuangan Mahasiswa. Seminar Nasional Terapan Riset Inovatif (SENTRINOV) Ke-6, Vol. 6 No. 2.
Shaari, N. A., Hasan, N. A., Mohamed, R. K. M. H., & Sabri, M. A. J. M. (2013). Financial literacy: A study among the university student. Interdisciplinary Journal of Contemporary Research in Business, 5(2), 279–299.
Widayati, I. (2012). Faktor-faktor yang mempengaruhi literasi finansial mahasiswa fakultas ekonomi dan bisnis Universitas Brawijaya. Jurnal Akuntansi dan Pendidikan 1(1), 89–99.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Coopetition : Jurnal Ilmiah Manajemen
This work is licensed under a Creative Commons Attribution 4.0 International License.