Pengaruh tingkat kesehatan bank terhadap profitabilitas perusahaan perbankan yang terdaftar di BEI tahun 2016-2020

Main Article Content

Nita Kurniawati
Batara Daniel Bagana

Abstract

In the world of banking, profitability is important for market participants. The increase
in profitability is a good signal for market participants. This study aims to examine the
effect of the soundness of banking seen from LDR, NPL, and CAR on profitability. The
method used in this research is descriptive quantitative. The analysis technique uses
multiple linear regression analysis with the help of the EViews 12 program. The results
show that LDR has no effect on profitability, which means that the LDR of banks listed
on the IDX does not affect the magnitude of profitability, NPL and CAR have a negative
effect on profitability, which means that if the A low NPL indicates that the level of risk
in lending to banks is low enough so that the bank will experience profits and the level
of profit earned by the bank is not significantly affected by the size of the CAR ratio.

Article Details

How to Cite
Kurniawati, N. ., & Bagana, B. D. . (2022). Pengaruh tingkat kesehatan bank terhadap profitabilitas perusahaan perbankan yang terdaftar di BEI tahun 2016-2020 . Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, 4(9), 3755–3763. https://doi.org/10.32670/fairvalue.v4i9.1543
Section
Articles

References

Agusto, A. H. R. S. (2021). Pengaruh capital adequacy ratio (CAR) dan financing to deposit ratio (FDR)

terhadap profitabilitas Bank Umum Syariah di Indonesia. Maro: Jurnal Ekonomi Syariah Dan

Bisnis, 4(2), 1–8.

Astarina, I., & Hapsila, A. (2015). Manajemen perbankan. Deepublish.

Avrita, Risky, D., & Pangestuti, I. R. D. (2016). Analisis pengaruh CAR, NPL, LDR, NIM, dan BOPO

terhadap profitabilitas bank. Diponegoro Journal of Management, 5(2).

Brigham, E. F., & Houston, J. F. (2008). Manajemen keuangan. Erlangga.

Dendawijaya, L. (2013). Analisis perkreditan. Pionir Jaya.

Fanesha, Muktiadji, N., & Hendrian, G. (2021). Pengaruh loan to deposit ratio, capital adequacy ratio,

dan non performing loan terhadap profitabilitas perbankan yang terdaftar di Bursa Efek Indonesia

(BEI). Jurnal Ilmiah Manajemen Kesatuan, 9(2).

Frida, C. V. O. (2020). Manajemen perbankan. Garudhawaca.

Hery. (2021). Manajemen perbankan. Gramedia Widiasarana Indonesia.

Kasmir, S. (2014). Analisis laporan keuangan (cetakan ke). PT Raja Grafindo Persada.

Manaf, M. A., & Bawono, A. (2021). Pengaruh SIMA, CAR, NPF terhadap profitabilitas dengan FDR

sebagai variabel intervening. Jurnal Akuntansi Dan Keuangan Kontemporer (JAKK), 4(2), 160–

Putranto, A. A., Kristanti, F. T., & Mahardika, D. (2017). Capital adequacy ratio, loan deposit ratio dan

non performing loan terhadap profitabilitas. Jurnal Riset Akuntansi Kontemporer, 9(2), 88–93.

Soetjiati, S., & Mais, R. G. (2019). Analisis faktor–faktor yang mempengaruhi profitabilitas Bank

Umum di Indonesia. Jurnal Akuntansi Dan Manajemen, 16(01), 96–126.

Sulhan, M., & Siswanto, S. (2008). Manajemen bank: Konvensional dan syariah. UIN-Maliki Press.

Taswan, C. (2010). Manajemen perbankan. UPP STIM YKPN Yogyakarta.

Wardiah, M. L. (2013). Dasar-dasar perbankan. Pustaka Setia.