Steven, S., and N. . Linawati. “Determinan Debt Behavior Pengguna Platform Peer-to-Peer Lending”. Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, vol. 6, no. 1, Aug. 2023, pp. 1-7, https://journal.ikopin.ac.id/index.php/fairvalue/article/view/3570.