USMAN, T. A. . Analisa model utaut (unified theory of acceptance and use of technology) dalam peningkatan penggunaan layanan transaksi digital Bank Mandiri pada masa pandemi covid-19. Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan, [S. l.], v. 4, n. 9, p. 4186–4192, 2022. DOI: 10.32670/fairvalue.v4i9.1617. Disponível em: https://journal.ikopin.ac.id/index.php/fairvalue/article/view/1617. Acesso em: 3 jul. 2024.