PENGARUH FINANCIAL SATISFACTION DAN FINANCIAL KNOWLEDGE TERHADAP FINANCIAL BEHAVIOR DENGAN LOCUS OF CONTROL SEBAGAI VARIABEL INTERVENING SAAT TERJADI WABAH COVID-19 PADA PEGAWAI PT. JASA TIRTA ENERG

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Vol. 4 No. Spesial Issue 2 (2021): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Published: Dec 29, 2021
Keywords:
Financial Satisfaction, Financial Knowledge, Financial Behavior, Locus of Control

Main Article Content

Eko Santoso
Program Magister Manajemen Universitas Islam Kadiri
Arisyahidin
Program Magister Manajemen Universitas Islam Kadiri
Eka Askafi
Program Magister Manajemen Universitas Islam Kadiri

Abstract

The purpose of this study was to determine the effect of Financial Satisfaction and
Financial Knowledge on Financial Behavior with Locus of Control as an
intervening variable. The population of this research is the employees of PT. Jasa
Tirta Energi has 108 employees and a sample of 85 employees is calculated based
on the slovin formula. This study uses a quantitative approach with data collection
methods using a questionnaire. Data analysis techniques using descriptive
analysis and inferential analysis with the help of Smart PLS program. Based on
the results of the study it can be concluded that; (1) financial satisfaction has an
influence on the locus of control, (2) financial knowledge has an influence on the
locus of control, (3) financial satisfaction has no effect on financial behavior, (4)
financial knowledge has no influence on financial behavior, (5) locus of control
has an influence on financial behavior, (6) financial satisfaction indirectly directly
affect financial behavior through locus of control as an intervening variable, (7)
financial knowledge indirectly affects financial behavior through locus of control
as an intervening variable.

Article Details

How to Cite
Eko Santoso, Arisyahidin, & Eka Askafi. (2021). PENGARUH FINANCIAL SATISFACTION DAN FINANCIAL KNOWLEDGE TERHADAP FINANCIAL BEHAVIOR DENGAN LOCUS OF CONTROL SEBAGAI VARIABEL INTERVENING SAAT TERJADI WABAH COVID-19 PADA PEGAWAI PT. JASA TIRTA ENERG. Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, 4(Spesial Issue 2), 441–457. https://doi.org/10.32670/fairvalue.v4iSpesial Issue 2.951
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Articles

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