Identifikasi dan Manajemen Risiko Untuk Mereduksi Kerentanan Pada PT. Bank Negara Indonesia (Persero) Tbk

Authors

  • Dian Fajari Illahiah Universitas Binadarma
  • Sulaiman Helmi Universitas Binadarma

DOI:

https://doi.org/10.32670/fairvalue.v5i4.2283

Keywords:

Corporate social responsibility; Earnings persistence; Long term benefit; Economic entity; Shareholders

Abstract

Errors in analysis and management are vulnerable to making the implementation of regulations set by the government, agencies, and non-governmental organizations be carried out as desired. Like, prone to become one of the crucial domains to build a nation and reach the targets of an agency. This study has the intention of providing an explanation related to the definition, purpose and use of analysis, and risk management interventions so that PT. BNI (Persero), Tbk. The assessment category is a survey through a quantitative approach. The samples in the study were workers and managers of PT BNI (Persero), Tbk. This study uses core data and secondly, through the analytical method used is a descriptive qualitative method, and uses data analysis with decision analysis, on ERM matters. Obtaining the Koran provides Risk Management carried out by PT BNI (Persero), Tbk in accordance with BI regulations, this problem appears in the orderliness and discipline of the Company's Risk Management Division function to minimize vulnerability at PT.BNI (Persero), Tbk.

References

Aristyanto, E., Hasan, A. F., & Nanda, A. S. (2019). Pengaruh Komitmen dan Kepercayaan terhadap Kepuasan Nasabah Bank Syariah di Surabaya (The Effect of Commitment and Trust for Customer Satisfaction Islamic Banking in Surabaya). Perisai: Islamic Banking and Finance Journal, 3(1), 1–18.

Bilal, A. R., Talib, N. B. A., & Khan, M. N. A. A. (2013). Remodeling of risk management in banking: evidence from the sub-continent and gulf. The Journal of Risk Finance.

Buston, C. S. (2016). Active risk management and banking stability. Journal of Banking & Finance, 72, S203–S215.

Chattha, J. A., Alhabshi, S. M., & Meera, A. K. M. (2020). Risk management with a duration gap approach: Empirical evidence from a cross-country study of dual banking systems. Journal of Islamic Accounting and Business Research.

Dabari, I. J., & Saidin, S. Z. (2014). A theoretical framework on the level of risk management implementation in the Nigerian banking sector: The moderating effect of top management support. Procedia-Social and Behavioral Sciences, 164, 627–634.

Elpanso, E., & Helmi, S. (2022). Pengaruh Sales Promotion Terhadap Keputusan Membeli Produk UMKM Di Kota Palembang dengan Brand Image dan Brand Quality Product Sebagai Mediasi. MBIA, 21(2), 140–148.

Elzamly, A., Hussin, B., Abu Naser, S., Khanfar, K., Doheir, M., Selamat, A., & Rashed, A. (2016). A new conceptual framework modelling for cloud computing risk management in banking organizations. International Journal of Grid and Distributed Computing, 9(9), 137–154.

Fatkhullah, M., Habib, M. A. F., & Nisa, K. K. (2022). Identifikasi dan Manajemen Risiko untuk Mereduksi Kerentanan Pada Masyarakat. Ekonomi, Keuangan, Investasi Dan Syariah (EKUITAS), 3(4), 856–867.

Islam, K. M. A., & Barghouthi, O. A. (2017). Risk Management of Islamic Banking: An Islamic Perspective. International Journal of Islamic Banking and Finance Research, 1(1), 25–28.

Kweh, Q. L., Lu, W.-M., Nourani, M., & Ghazali@ Mohd Zain, M. H. (2018). Risk management and dynamic network performance: an illustration using a dual banking system. Applied Economics, 50(30), 3285–3299.

Leo, M., Sharma, S., & Maddulety, K. (2019). Machine learning in banking risk management: A literature review. Risks, 7(1), 29.

Lim, C. Y., Woods, M., Humphrey, C., & Seow, J. L. (2017). The paradoxes of risk management in the banking sector. The British Accounting Review, 49(1), 75–90.

Lundqvist, S. A., & Vilhelmsson, A. (2018). Enterprise risk management and default risk: Evidence from the banking industry. Journal of Risk and Insurance, 85(1), 127–157.

Oudat, M. S., & Ali, B. J. A. (2021). The Underlying Effect of Risk Management On Banks’ Financial Performance: An Analytical Study On Commercial and Investment Banking in Bahrain. Ilkogretim Online, 20(5).

Pratiwi, D., & Kurniawan, B. (2018). Pengaruh Penerapan Manajemen Risiko Terhadap Kinerja Keuangan Industri Perbankan. Jurnal Akuntansi Bisnis, 10(1).

Sheedy, E., & Lubojanski, M. (2018). Risk management behaviour in banking. Managerial Finance.

Sobhy, N. A. (2017). Liquidity risk management: conventional versus Islamic banks in Egypt. Journal of Islamic Accounting and Business Research, 8(1), 100–128.

Sugiyono. (2019). Metode Penelitian Kuantitatif, Kualitatif, dan R & D. Bandung: CV Alfabeta.

Downloads

Published

2022-11-25

How to Cite

Fajari Illahiah, D., & Helmi, S. (2022). Identifikasi dan Manajemen Risiko Untuk Mereduksi Kerentanan Pada PT. Bank Negara Indonesia (Persero) Tbk. Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, 5(4), 1830–1838. https://doi.org/10.32670/fairvalue.v5i4.2283