Optimalisasi literasi halal pelaku UMKM terhadap penggunaan jasa keuangan syariah di Kota Tebing Tinggi
Article Sidebar
Main Article Content
Abstract
Halal literacy of MSME actors has not been optimal in encouraging MSME actors to use Islamic financial services. In recent years, the halal industry through the food, finance, clothing, tourism, media and recreation, medicine and cosmetic sectors has experienced rapid development. This study aims to increase the halal literacy of MSME actors towards the use of Islamic financial services in the City of Tebing Tinggi. This research is a research (field research) using a field approach to produce descriptive data. The data comes from interviews and observations of MSME actors who are members of the IPEMI (Indonesian Muslim Entrepreneurs Association) in Tebing Tinggi City as primary data, as well as secondary data obtained from research locations, journals, books, documents, and records related to research. It can be said that the halal literacy of MSME actors still has the food sector, such as raw materials, production processes, and packaging. Although MSME actors have not been able to describe the halal relationship with Islamic financial services, indirectly MSME actors have the awareness to use or are interested in Islamic financial services.
Article Details
References
Adam, M. (2020). Paradigma keuangan islam dalam menghadapi krisis. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan Dan Perbankan Syariah, 4(April), 46–57. https://doi.org/10.24252/al-mashrafiyah.v4i1.12918
Adnan, A. A. (2013). Pandangan pakar terhadap penentu pemilihan bank menurut muslim ideal: perspektif intrinsik. International Journal of Islamic Thought, 3(1), 18–36. https://doi.org/10.24035/ijit.03.2013.002
Buang, A., & Hamidon, S. (2016). Halal, haram dan syubhah dalam makanan dari perspektif syariah dan Undang-Undang. AL-BASIRAH Journal, 6(1), 49–61. http://e-journal.um.edu.my/public/article-view.php?id=9774
Fatah Yasin, R. F., Mahmud, M. W., & Diniyya, A. A. (2020). Significance of financial literacy among women entrepreneur on halal business. Journal of Halal Industry & Services, 3, 1–9. https://doi.org/10.36877/jhis.a0000076
Fransiska, L., Isnaini, D., & Oktarinah, A. (2021). Peran pembiayaan perbankan syariah terhadap usaha mikro kecil dan menengah di masa pandemi Covid-19 (Studi Kasus pada BSI Kota Bengkulu). Jurnal BAABU AL-ILMI: Ekonomi Dan Perbankan Syariah, 6(2), 1–10.
Johan, Z. J., & Hussain, M. Z. (2019). What do bankers think about Halal financial services? Journal of Emerging Economies and Islamic Research, 7(2), 18. https://doi.org/10.24191/jeeir.v7i2.8762
Juhaeri, A. (2012). Terhadap alokasi pembiayaan usaha kecil dan menengah (Pada BRI Syari ’ ah Cabang Cirebon ) SKRIPSI diajukan sebagai salah satu syarat untuk memperoleh Gelar Sarjana Ekonomi Islam ( SE . I ) pada Jurusan Muamalat Ekonomi dan Perbankan Islam ( MEPI ) Fakul. Institusi Agama Islam Negeri Syekh Nurjati.
Muhamed, N. A., & Ramli, N. M. (2018). Towards integrated halal sectors and islamic financing: the academia perspectives. Proceedings of the 3rd International Halal Conference (INHAC 2016), Inhac 2016, 159–168. https://doi.org/10.1007/978-981-10-7257-4_15
Pujiono, A., Setyawati, R., & Idris, I. (2018). Strategi pengembangan umkm halal di jawa tengah dalam menghadapi persaingan global. Indonesia Journal of Halal, 1(1), 1. https://doi.org/10.14710/halal.v1i1.3109
Raco, J. . (2010). Metode penelitian kualitatif (jenis, karakteristik, dan keunggulannya). PT Gramedia Widiasarana Indonesia.
Rahim, N. F., & . S. S. (2013). Awareness and perception of muslim consumers on non-food halal product. Journal of Social and Development Sciences, 4(10), 478–487. https://doi.org/10.22610/jsds.v4i10.787
Rokan, M. K. (2021). Soal haram babi dan riba. Waspada.Id. https://waspada.id/al-bayan/soal-haram-babi-dan-riba/
Salehudin, I. (2013). Halal literacy: a concept exploration and measurement validation. ASEAN Marketing Journal, 2(1), 1–12. https://doi.org/10.21002/amj.v2i1.1987
Sarwono, J. (2006). Metode penelitian kuantitatif dan kualitatif (Edisi Pert). Graha Ilmu.
Siswoyo, S. T. (2013). Faktor mempengaruhi pengambilan pembiayaan syariah oleh umkm pada lembaga keuangan syariah di Kota Metro. Journal of Chemical Information and Modeling, 53(9), 1689–1699.
Siyoto, S. (2015). Dasar metodologi penelitian. literasi Media Publishing.
Toni, A., Candra, R., Pauzi, N. S., & Azli, M. (2020). The synergy model for strengthening the productivity of indonesian halal industry. 4(28), 186–199. https://doi.org/10.26740/al-uqud.v4n2.p186-199
UMKM, K. K. dan. (2022). ODS UMKM. http://umkm.depkop.go.id
Wardani, I. S. (2020). Persepsi etnis madura terhadap perbankan syariah. Universitas Islam Negeri Maulana Malik Ibrahim. http://etheses.uin-malang.ac.id/18557/