Peran Pemikiran Kredit Kesamaan Dari Perbankan Syariah Unit Mikro Simpan Pinjam Dan Efektifitas Kredit Dalam Meningkatkan Kesejahteraan Anggota (Studi pada Unit Simpan Pinjam Primkop Kartika Ardagusema Cimahi)

Abstract

This survey aims to identify the role and effectiveness of credit and identify the extent of the role and
effectiveness of credit undertaken by cooperatives by taking a study at Primkop Kartika Ardagusema
Savings and Credit Unit Jl. Baros No.G-151, Cimahi. To achieve this goal, many efforts are made by a
cooperative to achieve the achievement of prosperity, one of which is to provide the best service to
members. Respondents are members of Primkop Kartika Ardagusema Cooperative Jl. Baros No.G-151,
Cimahi. Descriptive analysis results show that Primkop Kartika Ardagusema Cooperative Savings and
Loans Unit has a role in improving the welfare of members. The effort being carried out namely Primkop
Kartika Ardagusema not only provides credit but also provides assistance in order to maximize the use of
credit that has been given. The second result of the analysis the effectiveness of the credit provided by
Primkop Kartika Ardagusema Savings and Loans Unit in improving the welfare of members can be seen
that the majority of respondents stated effective. These results can be said that members of the cooperative
feel the information dissemination and transparency of cooperative products so that members can
understand optimally related to the products offered by cooperatives.